Flexible finance solutions, suited to your lifestyle

Be smart about how you spend your money. You no longer need to use your savings to pay for your Orthodontic treatment – you can apply to spread the cost of your treatment.

At Park Orthodontics, we can provide patients easy access to finance options that allow you to spread the cost of orthodontic treatment, making it more affordable*

Sound interesting? Read on to find out more!

*Subject to age and status, minimum spend applies.

Use our finance calculator to get a rough idea of monthly repayments, then book a free, private treatment advisor consultation where your personalised treatment plan will be confirmed and you can formally apply for finance.

Flexible finance to support your smile journey

Flexible finance makes starting your smile journey with Park simple and stress-free. We believe everyone should be able to benefit from high-quality orthodontic care, which is why we offer a range of finance options to help spread the cost of treatment.

As every smile is unique, the first step is to understand what treatment is needed and the associated costs.

No obligation · Free private consultation

Key advantages at a glance

The advantages are clear for anyone considering using finance facilities to fund their private treatment.

Makes treatment more affordable

By allowing you to spread the cost, you can opt to have the treatment you want when you want it.

Greater choice of treatments

By making treatments more affordable, you can access a broader range of treatments and choose the one perfect for you.

Payment terms to suit you

With a range of options available, you can choose the one best suited to your circumstances*.

No upfront deposit option*

With the choice to opt for no initial financial outlay, you can avoid dipping into your savings or finding a lump sum to start your treatment.

Frequently Asked Questions

Below you’ll find answers to the questions we get asked the most about finance options at Park Orthodontics.

Who can benefit?

Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. Access to facilities will be subject to an online credit application.

What’s the minimum and maximum I can finance?

Our range of finance facilities covers any treatment which costs over £350* and up to a maximum of £25,000.

How do I make the repayments?

Much like any other finance facility, you repay them monthly over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

You pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation showing the monthly payment over the loan term. There are no hidden costs, and an upfront deposit isn’t always necessary.

What are the repayment terms?

Designated members of the practice team will
be able to go through the various terms with you so you
can decide which option works best for you.

How do I apply?

Once your treatment plan and costs have been agreed upon, you’ll be able to complete an easy-to-use online credit application.

How long does approval take?

The application takes just a few minutes to complete, and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

Who is the credit provider?

The dental practice, Medenta Finance Limited and V12 Retail Finance Limited are credit brokers, not lenders. Medenta introduces practices to V12; V12 only offers Secure Trust Bank PLC credit products.

What if the cost of treatment changes?

We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If prices decrease, options can be discussed with the credit provider.

How often can I use the facility?

You can apply for finance for each course of treatment, subject to the usual credit checks.

Medenta Finance Limited, authorised and regulated by the Financial Conduct Authority No: 715523. Registered in Scotland, No: SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691684175. Medenta act as a credit broker, not a lender and will introduce practices to V12 Retail Finance Limited for which Medenta will receive an introduction commission from Secure Trust Bank plc, V12 Retail Finance Limited’s parent company.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority. Registration number:679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited act as a credit broker, not a lender, and only offers credit products from Secure Trust Bank. Secure Trust Bank PLC trading as V12 Retail Finance is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH.

Terms and conditions apply. Written quotations are available on request from Secure Trust Bank PLC. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18. Secure Trust Bank PLC reserves the right to decline any application. APR and repayment details are correct at time of publish.